The underlying premise of enterprise risk management is that every entity exists to provide value for its stakeholders. While striving to grow stakeholder value, all entities face uncertainty and the challenge for management is to determine how much uncertainty to accept. Uncertainty presents both risk and opportunity, with the potential to erode or enhance value. Shareholder value is maximized when management sets strategy to strike an optimal balance between capital, return goals and related risks.
Our approach to enterprise risk management therefore involves helping our clients in aligning risk appetite and
strategy, enhancing risk response decisions, reducing operational surprises and losses, identifying and managing
cross-enterprise risks, seizing opportunities and improving deployment of capital. In order to deliver on the above, we focus our risk consultancy services on the following core areas:
- Credit risk measurement and management
- Operational risk measurement and management
- Market and liquidity risk management
- Economic capital management
- Capital adequacy & regulatory services
- Risk-based pricing implementations
- Migration to Basel II/III and regulatory capital
convergence